Legal
Privacy Policy
Last updated: July 2026 · Governing Law: India (IT Act 2000, IT Rules 2011)
1. What We Collect & Why
Account Data
What: Your name and email address
Why: To identify you and secure your account
Retention: Until you delete your account
Financial Data
Sensitive PIIWhat: Income, EMIs, loan details, credit card bill dates, debt amounts, financial goals
Why: To generate your financial analysis and health score
Retention: Until you delete your account
Chat Messages
What: Messages you send to FinMan AI
Why: To generate AI responses in real-time
Retention: Session only — NOT saved to our database
Analytics Data
What: Page views, button clicks, features used (via PostHog). Financial input values are MASKED.
Why: To understand how the app is used and improve it
Retention: 90-day rolling window
Feedback
What: Your thumbs up/down rating and optional message
Why: To improve the product
Retention: Indefinitely (admin access only)
2. What We Do NOT Collect
- ✓We do NOT read your bank statements or connect to any bank
- ✓We do NOT connect to any bank or financial institution on your behalf
- ✓We do NOT collect your PAN, Aadhaar, credit score, or any government ID
- ✓We do NOT share your financial data with any third party — ever
- ✓We do NOT sell your data or use it for advertising
- ✓We do NOT use your data to train AI models (Azure OpenAI enterprise terms prohibit this)
3. Your Rights
Access
Request a copy of all data we hold about you. Email us and we will respond within 7 days.
Correction
Update your personal and financial data at any time via your Profile page.
Deletion
Delete your account and all associated data by emailing raushanr1107@gmail.com. We will action within 7 days.
Portability
Export your complete financial profile as an Excel file from the Onboarding or Chat page.
Objection
You can opt out of analytics tracking by contacting us.
4. Third-Party Services
We use the following third-party services. Each has its own privacy policy:
Supabase
Database & Authentication
Azure OpenAI (Microsoft)
AI chat and analysis
PostHog
Usage analytics (inputs masked)
Vercel
App hosting & deployment
6. Contact & Data Deletion
For data access requests, corrections, deletions, or any privacy concern:
Raushan Ranjan — Product Owner, RR FinMan AI
Email: raushanr1107@gmail.com
WhatsApp: +91 8285862455
Response time: within 7 business days for data requests.